*Rate is subject to credit approval. Interest rate is 2.99% Annual Percentage Rate (APR) and 2.49% Annual Percentage Rate (APR) accurate as of 04/25/12. Assumes 20% down payment, based on a loan amount of $240,000 . 7 year mortgage repayment example of $12.93 per thousand borrowed, 10 year mortgage repayment example of $9.61 per thousand borrowed. These products apply to one to four family owner occupied properties only. Property Insurance and Flood Insurance are required if applicable. Offer valid through May 31, 2012.

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