Privacy Statement

Thank you for viewing Mechanics Cooperative Bank's Privacy Statement.

Our company shall respect the privacy of every individual who visits our web site, conducts a transaction or sends us an email.  Our Privacy Policy shall delineate the information we will collect and how we will use that information.  This Policy will also instruct you, the customer, on what to do if you do not want your personal information collected or shared when you visit our site or send us an email.  We will not collect personally identifiable information about you unless you provide it to us voluntarily.  We believe in a policy that permits you, the customer, to determine how we use your information.  It is our philosophy that any good relationship must be built on a foundation of trust.

We believe:

  • Your information belongs to you. 
  • You will share your information with us only to the extent that we give you value for what you share. 
  • You have the right to choose what information you share.
  • You have the right to know what will happen to that information once you have shared it.
  • You have the right to choose how your information is used.
  • Your information should be kept totally confidential.

We will never share personal information without obtaining your consent.  In addition, the information we gather from our web site and e-mail correspondence shall only be used for enhancing the features and content of our site.  We will not collect any personally identifiable information about you unless you provide it to us voluntarily. If you do provide us with personally identifiable information, we may use that information to: better understand your needs; improve our products and services; contact you with new promotions and announcements; and contact you if we have questions about your account.  Your personally identifiable information is kept confidential. It will never be sold, rented, or shared with anyone without your consent.

When we collect information, we will explicitly notify you that we are doing so and you will be given the opportunity to have your information stored, used or shared for any reasons other than follow-up correspondence with you from us.  We will never use or share the personally identifiable information provided to us online in ways unrelated to the ones described above without also providing you an opportunity to “opt-out” or otherwise prohibit such unrelated uses.  A confirmation request will be e-mailed to you before any changes to these policies will be made that has the potential of reducing your privacy.

Security of your data is of the utmost importance to us.  To prevent unauthorized access, maintain data accuracy, and ensure the appropriate use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.

We may collect information about you that is not personally identifiable.  We also may store some information on your computer.  This information will be in the form of a "cookie" and will be used to determine ways to improve our Web sites, advertisements, products or services.  A "cookie" is simply an identifying code the browser is instructed to save in a specially named file where all of the cookie information is stored on your computer.  Only our Web server that sends the cookie can retrieve the cookie.  The cookie information is not linked to any other information and is not accessible by any other party.  The cookie does not allow us to see the other Internet sites you have visited.   The text in a cookie, by itself, only tells us that you have visited our site before.  It does not store any personal information such as your e-mail address, street address or phone number.  The cookie will allow us to automatically recognize your browser type and computer domain name, but not your e-mail address.   We use this information to improve the content or design of our Web site by noting what visitors most want to see and what seems to cause the visitors to leave.

Protecting the privacy of children is especially important to us.  We will always encourage children to seek the consent of their parents before providing any information about themselves or their households to anyone on the Internet.  Moreover, we encourage parents to take an active role to protect the privacy and security of their children and to prevent the inappropriate use of information about their children.

You can access your personally identifiable information at any time by mailing a signed and written request.  We require a signed and written request to verify your identity and better safeguard your information and protect your privacy and security.  You may also correct factual errors in your maintained personally identifiable information by sending us a request that credibly shows the error.

All of us her at Mechanics Cooperative Bank are committed to protecting your privacy.

Issues and comments about this site should be directed to:

Joseph T. Baptista, Jr.
President/Chief Executive Officer
jbaptista@mechanics-coop.com
 


Member FDIC. Member SIF.
Copyright © 2007 Mechanics Cooperative Bank. All Rights Reserved.
Mechanics Cooperative Bank reserves the right to monitor and store the information that it receives.