NOTICE OF YOUR FINANCIAL
PRIVACY RIGHTS PRIVACY
Our company shall
respect the privacy of every individual who visits
our web site, conducts a transaction or sends us an
email. Our Privacy Policy shall delineate the
information we will collect and how we will use that
information. This Policy will also instruct you,
the customer, on what to do if you do not want your
personal information collected or shared when you
visit our site or send us an email. We will not
collect personally identifiable information about
you unless you provide it to us voluntarily. We
believe in a policy that permits you, the customer,
to determine how we use your information. It is our
philosophy that any good relationship must be built
on a foundation of trust.
We, our, and us, when used in
this notice, means Mechanics Cooperative
Bank.
This is our privacy notice
for our customers. When we use the words
"you" and "your" we mean the following types
of customers:
Our consumer customers who
have a continuing relationship by purchasing
or holding financial products or services
such as a:
•
Deposit account
•
Loan account
•
Safe deposit box
•
Mortgage
brokerage services
We will tell you the sources
of the information we collect about you. We
will tell you what measures we take to
secure that information. We first define
some terms: Nonpublic personal information
means information about you that we collect
in connection with providing a financial
product or service to you. Nonpublic
personal information does not include
information that is available from public
sources, such as telephone directories or
government records. Hereafter, we will use
the term "information" to mean nonpublic
personal information as defined in this
section.
Our policy tells you about
the information we collect about you and to
whom we may disclose that information. Some
terminology we will use throughout this
disclosure follows: An affiliate is a
company we own or control, a company that
owns or controls us, or a company that is
owned or controlled by the same company
that owns or controls us. Ownership does not
mean complete ownership, but
means owning enough to have control. A
nonaffiliated third party is a person we
do not employ or a company that is not an
affiliate of ours. This is also known as
an "other party".
INFORMATION
WE COLLECT ABOUT YOU
We collect nonpublic personal
information about you from the following
sources: - Information we receive from you
on applications or other forms - Information
about your transactions with us, our
affiliates, or others - Information we
receive from a consumer-reporting agency
NO DISCLOSURES OUTSIDE OF
EXCEPTIONS
We do not disclose any
nonpublic personal information about our
customers or former customers to anyone,
except as permitted by law.
CONFIDENTIALITY AND SECURITY
We restrict access to
nonpublic personal information about you to
those employees who need to know that
information to provide products or services
to you. We maintain physical, electronic,
and procedural safeguards that comply with
federal standards to guard your nonpublic
personal information.
Issues and comments about
this site should be directed to:
Joseph T. Baptista, Jr.
President/Chief Executive Officer
jbaptista@mechanics-coop.com
